Plan for your future. Call today: 585-739-1262

Companion › Part IV › Chapter 26

Chapter 26

Pooled Trusts and ABLE Accounts

This chapter answers: What are the smaller, simpler tools, and when is each the right one?

Keep this current

ABLE age-of-onset rules changed effective January 1, 2026, and ABLE accounts carry their own Medicaid payback rules. Confirm current eligibility. Rules change. Confirm with your attorney.

Use it this week

  • Re-read the chapter’s Questions to Ask and write your answers in the Part IV notebook.
  • Work through the chapter’s What to Do This Week list and note dates and names as you go.
  • Bring any questions about your own situation to the right professional, and to Bill if they involve the money.

Ask Bill about this chapter

Read it and still have a question? Send it. Bill reads these himself.