Free for families
The book that starts where the lawyer’s knowledge ends.
A plain-language guide for families of children injured at birth, covering the legal process, what happens to the money, protecting benefits, and the next sixty years.
Six parts, written to be used
I. Where you are now
The NICU, the diagnosis, the grief, and who actually helps.
II. The legal process
Whether there’s a case, how to choose a firm, and how lawyers get paid.
III. Money that lasts
The offer, lump sum versus structure, and designing the payments.
IV. Protecting benefits
Means-tested programs, trusts, trustees, and Medicare.
V. Building the life
School, therapies, care, housing, and turning eighteen.
VI. The long horizon
What happens after you are gone, and who looks after you.
Where are you in the process?
You don’t have to read it in order. Each chapter opens with the question it answers, and ends with questions to ask and a short list for this week.
We just found out
The NICU, the first days, what to do today.
Start with chapters 1, 2, 3, 6
We’re wondering if there’s a case
Malpractice versus bad luck, and choosing a firm.
Start with chapters 7, 8, 9, 10
We have a case and are waiting
What the long middle looks like.
Start with chapters 11, 12, 13
We have an offer
The thirty days that matter most.
Start with chapters 14, 15, 16, 17
We’ve settled
Trusts, benefits, and getting money safely in place.
Start with chapters 21, 22, 24, 27
Planning for after us
Estate, trustee, and the letter of intent.
Start with chapters 39, 40, 42, 44
Read it with an honest author
Bill is a structured settlement specialist, and he is paid on some of the transactions the book explains. That is stated in the front matter and again inside every chapter that argues for something he sells, including the line that if you take the whole thing in cash, he is paid nothing on your case.
He makes his case in the first person, gives the best argument against it, and gets the arithmetic right even when it cuts against him. The book never suggests you are reckless for disagreeing.
Bill is not a lawyer. The book explains what to expect and what to ask. It never tells you what to do, and it tells you to use independent counsel.
After you’ve read it
The companion hub has a page for each section with its chapters, updates when rules change, a fillable notebook, and a way to ask Bill a question about any chapter.
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