Companion › Part IV
Part IV
Protecting Benefits
Means-tested benefit cliffs, the different kinds of trusts, choosing a trustee, and Medicare coordination. The part that keeps a settlement from costing your child the benefits they depend on.
- 22Why Two Thousand Dollars Can Cost You Everything What are means-tested benefits, and why does a settlement threaten them?
- 23The Benefits Map What does each program actually pay for?
- 24The First-Party Special Needs Trust How does a settlement go into a trust without disqualifying my child?
- 25Third-Party Trusts and the Grandparents’ Mistake How do relatives leave money to this child without jeopardizing benefits?
- 26Pooled Trusts and ABLE Accounts What are the smaller, simpler tools, and when is each the right one?
- 27Choosing a Trustee Who should hold and manage this money, and for how long?
- 28Living With a Trust Why won’t the trustee just buy the thing we need?
- 29Medicare Set-Asides and the Coordination Problem What is a Medicare Set-Aside, and does it apply to us?
Fillable notebook for Part IV
A conversation log, this part’s questions to ask, and this-week checklists, as a fillable PDF. Save your answers on your own device.
Get the notebook